NC Health Insurance Plans
NC Health Insurance Plans

Benefits to attract and retain high-quality employees

If you are a small business owner and have had to cut your employee benefits, change them or not offer them at all there are some simple and affordable benefits you can offer! 

 If you are like most small business owners, you'd like to offer benefits to attract and retain high-quality employees.  These coverages which are designed specifically for 2 or more employees can help prepare for the unexpected.  They are some of the most appreciated benefits on the market. 

 Options are Dental plans or plans that combine Life, Dependent Life, AD&D and Disability. 

Regular check-ups at a dentist and daily dental care are very important to your overall health.  Life and Disability insurance helps employees or their family members prepare for the unexpected.

 We also offer Individual Health, high deductible HSA Health plans, Medicare Supplements or Other Medicare products and Group Health. 

 If you would like more information with no obligation, contact us today!

Help us Support Go Red For Women Day

Support Go Red For Women Day - Bush and Associates
National Wear Red Day® is on Friday, Feb. 3, 2012

What our customers are saying

What some of our customers have recently said about us:

"You did a good job with my policy. You know what you're doing. You're very professional." ~F.K.

"You are really thorough. That's a good thing." ~S.G.

"I appreciate you all and all that you do for me." ~J.B.

"Thank you for your thoughtfulness. I appreciate all you do for us." ~B.P.

"You all do all the right things and provide great service!" ~H.C.

We support Lee National Denim Day

Support Bush and Associates and Lee National Denim Day in their campaign to fight breast cancer by clicking this link

Look at all aspects

Look at all the aspects when considering your insurance policy, not just the price.

Consider how the product will work, what coverage is offered, what network is used,
what the copays are (if any), if there is prescription coverage, and also the premium.

All of the above work together for your overall policy experience. You can get a
cheap price, but if you doctor isn't in the network you may pay more to go out
of network than you would've had you purchased a policy that your doctor
participated in.

Also in most cases there is no discount for spouses and/or dependents to be
covered on the same plan. There is the convenience of one bill or debit to
your bank account if you are all covered together, but sometimes you may
be better off to have two + different type of plans. Sometimes there may
be a household discount on certain plans with certain companies.

Contact your local agency today for a full description of all that's available to
you!

Don't just be driven by price

Don't let price be the only consideration when making your insurance choices.

You should also think about the product benefits. You want to make a choice that's right for you.

For instance, you can pay a high dollar premium for a health insurance plan (individual or group) that has a doctor copay but if you only go to the doctor for a check up you may fare better getting a plan without a doctor copay and/or an HSA high deductible health plan.

When thinking about Medicare products, you'll want to think about whether or not you want the freedom to go to any doctor or hospital that accepts Medicare or if you'd prefer using a network or PFFS network (in Caldwell County, NC) with a Medicare Advantage plan.

You may need something temporary for individual health coverage if you're changing jobs or moving to a new location or just out of school. In that case, Short Term Health may be your answer.

A professional insurance agent offering such products can advise you as to your best options.

Are you wearing green today?

Have a safe and fun St. Patrick's Day today! 
http://www.history.com/topics/st-patricks-day

Individual Health for Small Groups and Dependents

Individual health plans can be more affordable for small businesses than having a group plan. It depends on the type of coverage selected (benefits such as deductible, etc.). In some cases, a business check can be used to pay for the premium even if it's a group plan.

Dependent coverage is often much cheaper on an individual health plan or even HSA health plan depending on the health conditions (if any). Dependent coverage tends to run high on small group plans.

There are a lot of affordable ways to keep your coverage costs manageable. Products available include Individual Health, HSA high deductible health plans, Short Term Health and Medicare Supplements or other Medicare Products.

Contact us today for a free quote comparison. No obligation.

We support Wear Red For Women Day

Go Red For Women

We're supporting Go Red For Women Day
February 4, 2011.

February 4th is National Wear Red Day

Heart disease is still the #1 killer of women.
You can help fight heart disease by wearing
the Go Red For Women sticker and making
a donation.  From the American Heart
Association.

Support our Go Red For Women Team   

We're now on foursquare

You can now find us - Bush and Associates - on foursquare 
http://foursquare.com/venue/16595247

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