NC Health Insurance Plans
NC Health Insurance Plans
Our Customer Service Rep gets married!
Our Customer Service Representative, Laurissa, has just gotten married.
It was a beautiful outdoor ceremony and the wedding party looked so nice.
Congratulations, Laurissa!
As Customer Service Representative here at Bush and Associates, Laurissa
assists customers with general administrative issues, billing or claims
problems and other things such as employee benefit quotes, etc.
Offering Medicare Supplements, Other Medicare Products, Dental,
Individual Health, HSA Individual Health, Disability, Short Term
Health, Employee Benefits and More! Contact us today for your
complimentary quote. There is absolutely no obligation.
My NC Health Plan
It was a beautiful outdoor ceremony and the wedding party looked so nice.
Congratulations, Laurissa!
As Customer Service Representative here at Bush and Associates, Laurissa
assists customers with general administrative issues, billing or claims
problems and other things such as employee benefit quotes, etc.
Offering Medicare Supplements, Other Medicare Products, Dental,
Individual Health, HSA Individual Health, Disability, Short Term
Health, Employee Benefits and More! Contact us today for your
complimentary quote. There is absolutely no obligation.
My NC Health Plan
Shopping around for insurance
With today's economy a lot of folks like to shop around for items they buy or even bargain shop. That's always a good idea.
With insurance you can shop around, but because it is not a tangible item like say a grill or a lawn mower, etc., you have to keep in mind that you are buying a coverage plus service. You want to make sure you go with an insurance company (that's the company that actually writes the policy) that will be around when you need or use the coverage and that will cover your claims or benefits whatever they may be. Bottom dollar pricing may not provide the coverage you need when you actually have to or end up using it.
A lot of folks have the misconception that an insurance agency sets premiums. The premiums are set by the insurance companies. Whether you buy at a local agency or direct from the company online or over the phone the premiums are the same. Some products such as individual health may base their final rates on underwriting. With products like medicare supplements the premiums are based on age and plan selected and/or gender or tobacco use depending on the insurance company.
Once you have the coverage, the rates generally stay the same for certain length of time depending on the effective date.
So when you are shopping around check with your local insurance agency. Whether you check with us at Bush and Associates or another local agency be sure to get the full facts and information you should have to go with a coverage and a company that will be there when/if you need them and that works with the doctors/hospitals you want to see (if it's a health insurance product). Plus when you go with a local agency like us should you need assistance we are ready to help you.
You can return a grill or lawn mower or even exchange it, but when you have a need to use your insurance product and you don't have adequate coverage or the coverage you thought you had, you may not be able to make a change.
Check with us today! Quotes and information are free with no obligation. Email: Bush and Associates
With insurance you can shop around, but because it is not a tangible item like say a grill or a lawn mower, etc., you have to keep in mind that you are buying a coverage plus service. You want to make sure you go with an insurance company (that's the company that actually writes the policy) that will be around when you need or use the coverage and that will cover your claims or benefits whatever they may be. Bottom dollar pricing may not provide the coverage you need when you actually have to or end up using it.
A lot of folks have the misconception that an insurance agency sets premiums. The premiums are set by the insurance companies. Whether you buy at a local agency or direct from the company online or over the phone the premiums are the same. Some products such as individual health may base their final rates on underwriting. With products like medicare supplements the premiums are based on age and plan selected and/or gender or tobacco use depending on the insurance company.
Once you have the coverage, the rates generally stay the same for certain length of time depending on the effective date.
So when you are shopping around check with your local insurance agency. Whether you check with us at Bush and Associates or another local agency be sure to get the full facts and information you should have to go with a coverage and a company that will be there when/if you need them and that works with the doctors/hospitals you want to see (if it's a health insurance product). Plus when you go with a local agency like us should you need assistance we are ready to help you.
You can return a grill or lawn mower or even exchange it, but when you have a need to use your insurance product and you don't have adequate coverage or the coverage you thought you had, you may not be able to make a change.
Check with us today! Quotes and information are free with no obligation. Email: Bush and Associates
Medigap Information and New Plan Changes June 1, 2010
If you are on
Medicare or going on it,
did you know it may not always pay all of your health care costs due to
coverage gaps. Medicare Supplement plans also known as Medicare
Supplemental insurance are something you may want to consider purchasing
to fill in those gaps. Medigap plans help cover deductibles,
coinsurance, and for some care that Medicare does not cover.
The Federal Government has announced changes to the standard Medicare Supplement plans that will take place on June 1, 2010.
New plans are M and N. Plans E, H, I and J will no longer be offered. Plan G will increase the benefit for Part B Excess Charges to 100%. Hospice Part A coinsurance will be a core benefit in all plans.
You
can call Medicare toll free at 1-800-633-4227 for more information.
For a free Medigap quote for Medicare Supplement plans please give us a call at (828) 754-2601 or email Email us for your FREE quote!
There is absolutely no obligation! Quotes are always FREE.
We also provide FREE complimentary service to our policyholders. Enjoy local hometown service!
My North Carolina Health Plan
The Federal Government has announced changes to the standard Medicare Supplement plans that will take place on June 1, 2010.
New plans are M and N. Plans E, H, I and J will no longer be offered. Plan G will increase the benefit for Part B Excess Charges to 100%. Hospice Part A coinsurance will be a core benefit in all plans.
These changes will not affect the Medigap plan
you already have or purchase before June 1, 2010. You can keep the plan
you already have as long as you pay the premiums. Your benefits will
remain the same. You don't need to buy a new plan unless you want to
make a change.
If you are new to Medicare and have Part A and
Part B you can choose one of the new policies. The best time to sign up
is during open enrollment for Medigap plans which is 6 months beginning
when your Part B becomes effective.
For a free Medigap quote for Medicare Supplement plans please give us a call at (828) 754-2601 or email Email us for your FREE quote!
There is absolutely no obligation! Quotes are always FREE.
We also provide FREE complimentary service to our policyholders. Enjoy local hometown service!
My North Carolina Health Plan
You can now find us on Facebook
You can now find us on Facebook at our
NEW Facebook page:
Facebook - Bush and Associates
NEW Facebook page:
Facebook - Bush and Associates
Going somewhere?
Did you know that when you travel or take a trip overseas that your
medical insurance may not cover any medical problems you may
have or there may be gaps in your coverage?
You can add to your coverage with an International Medical
Travel Plan and/or Trip Cancellation.
The premiums are extremely affordable and something you
shouldn't be without!
Free quotes! Absolutely no obligation!
Call us at (828) 754-2601
or get your quote online at
My NC Health Plan
medical insurance may not cover any medical problems you may
have or there may be gaps in your coverage?
You can add to your coverage with an International Medical
Travel Plan and/or Trip Cancellation.
The premiums are extremely affordable and something you
shouldn't be without!
Free quotes! Absolutely no obligation!
Call us at (828) 754-2601
or get your quote online at
My NC Health Plan
Did you know it costs the same to buy local?
Bush and Associates is your local hometown agent for Individual Health, HSA Health, Dental, Medicare Supplements and Other Medicare Products. We always offer complimentary service to our policyholders.
While you can go with that out of town agent who drives hundreds of miles to see you or comes from far away to hold a seminar, did you know it costs the same to buy from a local agent? That's right. Agents don't set the premiums, the insurance companies do.
So when you're attending one of these seminars or having a home visit with an out of town agent, asks yourself are they really telling me everything about this product or just what I want to hear? Often times it's easy when they know they aren't going to see you again, to tell you this is the perfect policy and everything will be covered. Also ask yourself, will I be able to get in touch with this agent/agency after they leave town?
One time someone came to our office for help with a policy he purchased from an agent who was from out of town -- this agent had written their phone number in pencil on someone else's business card, the names didn't match; nor did the company names. When they come from far away, will you ever see them again?
Of course this can happen locally too, especially if you are dealing with an agent who doesn't have a physical office you can visit or when you are dealing with someone who isn't nearby. Why? If you have an office (like us) then you can find us if you have any issues with your policy or need assistance. That's why we are up front and tell you the positives and the negatives with any coverage we offer.
So you can deal with an 800 # or with an out of town agent, but if you really want local service from an agent who will provide assistance with your policy give us a call, email or stop by. We always offer free quotes with no obligation. And if you don't want to visit with us, consider another agency with a brick and mortar office -- you'll be more likely to get help from someone who's around after the sale.
Call us today for more info, 828/754-2601 or email Email Us
While you can go with that out of town agent who drives hundreds of miles to see you or comes from far away to hold a seminar, did you know it costs the same to buy from a local agent? That's right. Agents don't set the premiums, the insurance companies do.
So when you're attending one of these seminars or having a home visit with an out of town agent, asks yourself are they really telling me everything about this product or just what I want to hear? Often times it's easy when they know they aren't going to see you again, to tell you this is the perfect policy and everything will be covered. Also ask yourself, will I be able to get in touch with this agent/agency after they leave town?
One time someone came to our office for help with a policy he purchased from an agent who was from out of town -- this agent had written their phone number in pencil on someone else's business card, the names didn't match; nor did the company names. When they come from far away, will you ever see them again?
Of course this can happen locally too, especially if you are dealing with an agent who doesn't have a physical office you can visit or when you are dealing with someone who isn't nearby. Why? If you have an office (like us) then you can find us if you have any issues with your policy or need assistance. That's why we are up front and tell you the positives and the negatives with any coverage we offer.
So you can deal with an 800 # or with an out of town agent, but if you really want local service from an agent who will provide assistance with your policy give us a call, email or stop by. We always offer free quotes with no obligation. And if you don't want to visit with us, consider another agency with a brick and mortar office -- you'll be more likely to get help from someone who's around after the sale.
Call us today for more info, 828/754-2601 or email Email Us
Thinking about life insurance?
Have you thought about preserving your income or estate for your loved ones? There are several options for life insurance to fit your needs. Not only are there funeral expenses to consider but there are bills and outstanding loans, mortagages etc. to think about. There are several options for the length of time you might need to have life insurance if you're wanting enough to cover a home loan or other kind of loan, etc. There are several options for the face amount too or amount of coverage. Give us a call today or email for more information or a free quote. There is absolutely no obligation.
Also offering Dental, Medicare Supplements, Other Medicare Products, Individual Health, HSA Health and Employee Benefits.
Call today, (828) 754-2601 or email crbushinsurance@aol.com
Also offering Dental, Medicare Supplements, Other Medicare Products, Individual Health, HSA Health and Employee Benefits.
Call today, (828) 754-2601 or email crbushinsurance@aol.com
Go Red For Women Day
We'd like to invite you to support National Wear Red Day.
You may not know this, but the number one killer of women is heart disease. And ever y year more than 460,000 women die from this largely preventable disease.
National Wear Red Day is a day to recognize the women who have died from this disease, to build awareness of the statistics, and to encourage all women to make a choice to beat heart disease. This year National Wear Red Day is February 5. National Wear Red Day is for women like Theresa. As a busy mom, Theresa kept putting off a check-up, but called her doctor when she felt tired, short of breath, and started having back and chest pains. “I had a feeling that it was my heart, but all the tests were saying it wasn’t, “ Theresa said. Two months later, Theresa had a massive heart attack at a family birthday party. She was 38. You can read Theresa’s story at www.GoRedForWomen.org/stories.
As a supporter of Go Red For Women, the American Heart Association’s initiative to build awareness and raise funds towards the cause of women and heart disease, I have created a group that you can join. Support the cause by wearing red and donating $25 or more to support the science and research of the American Heart Association that benefits all women, men and children.
On behalf of women everywhere, please join me to fight and beat this deadly disease.
Follow This Link to visit my personal web page and help me in my efforts to support 1 AHA National Center
******************************************************************************
Some email systems do not support the use of links and therefore this link may not appear to work. If so, copy and paste the following into your browser:
http://goredforwomen.kintera.org/faf/r.asp?t=4&i=333674&u=333674-282736194&e=3133880801
You may not know this, but the number one killer of women is heart disease. And ever y year more than 460,000 women die from this largely preventable disease.
National Wear Red Day is a day to recognize the women who have died from this disease, to build awareness of the statistics, and to encourage all women to make a choice to beat heart disease. This year National Wear Red Day is February 5. National Wear Red Day is for women like Theresa. As a busy mom, Theresa kept putting off a check-up, but called her doctor when she felt tired, short of breath, and started having back and chest pains. “I had a feeling that it was my heart, but all the tests were saying it wasn’t, “ Theresa said. Two months later, Theresa had a massive heart attack at a family birthday party. She was 38. You can read Theresa’s story at www.GoRedForWomen.org/stories.
As a supporter of Go Red For Women, the American Heart Association’s initiative to build awareness and raise funds towards the cause of women and heart disease, I have created a group that you can join. Support the cause by wearing red and donating $25 or more to support the science and research of the American Heart Association that benefits all women, men and children.
On behalf of women everywhere, please join me to fight and beat this deadly disease.
Follow This Link to visit my personal web page and help me in my efforts to support 1 AHA National Center
******************************
Some email systems do not support the use of links and therefore this link may not appear to work. If so, copy and paste the following into your browser:
http://goredforwomen.kintera.
Need Dental coverage?
Have you had your dental check-up this year? It's a little early but not to early to start thinking about it. Did you know that regular check-ups and daily dental care are very important to your overall health? Get your free dental quote today!
Check-ups and Cleanings covered two times per benefit period plus major and basic coverage too!
No waiting periods or deductible for Preventive Services.
Choice of dentists.
Affordable premiums.
For individuals, individuals and dependent children, individual and spouse, families and/or businesses as employee benefits.
Contact us today for your free quote comparison. Absolutely no obligation!
Call (828) 754-2601 or email
Free dental quote comparison
Check-ups and Cleanings covered two times per benefit period plus major and basic coverage too!
No waiting periods or deductible for Preventive Services.
Choice of dentists.
Affordable premiums.
For individuals, individuals and dependent children, individual and spouse, families and/or businesses as employee benefits.
Contact us today for your free quote comparison. Absolutely no obligation!
Call (828) 754-2601 or email
Free dental quote comparison
Follow us on Twitter
You can follow us on Twitter:
http://www.twitter.com/crbushinsurance
http://www.twitter.com/crbushinsurance