NC Health Insurance Plans

Consider Plan G

North Carolina Health Plans — Fri, 20 Apr 2012 18:24:51 GMT

If you are turning 65 and going on Medicare A & B or maybe just newly eligible for Part B, you may want a Medicare Gap plan. Plan F is a very popular plan, but also consider Plan G.

Since 2010, F and G are exactly alike except for once difference. Plan G does not cover the annual Part B deductible for Medicare. So if you have a Plan G and go to the doctor the cost of your office visit would apply to the annual Part B Physician deductible. Once the deductible is met, then as long as you are having something done that Medicare covers, Plan G should cover the rest.

Plan G costs less in premium than F and often times doesn't experience as much increase at annual renewal.

Contact us today for more information. Our quotes are always free with absolutely no obligation.

Another customer comment

North Carolina Health Plans — Thu, 01 Mar 2012 21:44:59 GMT

More of what our customers are saying:

"It's so nice to be able to come by your office and get help in person with a claim. Thank you."

Some more of what our customers say about us

North Carolina Health Plans — Fri, 17 Feb 2012 16:39:22 GMT

Some more of what our customers say "I went to ____. They wouldn't help me like you all help me. I guess you all just have me spoiled! Thanks so much for all you do for me."

What our customers have said this week: "We thank you for taking care of us and keeping up with our policies so we don't have to." ~D.E "I know I don't have to worry. You all have taken good care of me for years. I know you will look after me." ~P.L.

More of what our customers are saying about us: "I call you when I have a question. I know you'll know and take care of us!"

More of what our customers are saying about us: "You all do such a good job at staying in touch and following up. We really appreciate that." ~B.G.

Benefits to attract and retain high-quality employees

North Carolina Health Plans — Fri, 06 Jan 2012 16:16:51 GMT

If you are a small business owner and have had to cut your employee benefits, change them or not offer them at all there are some simple and affordable benefits you can offer!

If you are like most small business owners, you'd like to offer benefits to attract and retain high-quality employees. These coverages which are designed specifically for 2 or more employees can help prepare for the unexpected. They are some of the most appreciated benefits on the market.

Options are Dental plans or plans that combine Life, Dependent Life, AD&D and Disability.

Regular check-ups at a dentist and daily dental care are very important to your overall health. Life and Disability insurance helps employees or their family members prepare for the unexpected.

We also offer Individual Health, high deductible HSA Health plans, Medicare Supplements or Other Medicare products and Group Health.

If you would like more information with no obligation, contact us today!

Help us Support Go Red For Women Day

North Carolina Health Plans — Wed, 28 Dec 2011 16:58:08 GMT

Support Go Red For Women Day - Bush and Associates
National Wear Red Day^® is on Friday, Feb. 3, 2012

What our customers are saying

North Carolina Health Plans — Wed, 14 Sep 2011 15:48:29 GMT

What some of our customers have recently said about us:

"You did a good job with my policy. You know what you're doing. You're very professional." ~F.K.

"You are really thorough. That's a good thing." ~S.G.

"I appreciate you all and all that you do for me." ~J.B.

"Thank you for your thoughtfulness. I appreciate all you do for us." ~B.P.

"You all do all the right things and provide great service!" ~H.C.

We support Lee National Denim Day

North Carolina Health Plans — Thu, 18 Aug 2011 20:17:42 GMT

Support Bush and Associates and Lee National Denim Day in their campaign to fight breast cancer by clicking this link

Look at all aspects

North Carolina Health Plans — Wed, 10 Aug 2011 19:25:35 GMT

Look at all the aspects when considering your insurance policy, not just the price.

Consider how the product will work, what coverage is offered, what network is used,
what the copays are (if any), if there is prescription coverage, and also the premium.

All of the above work together for your overall policy experience. You can get a
cheap price, but if you doctor isn't in the network you may pay more to go out
of network than you would've had you purchased a policy that your doctor
participated in.

Also in most cases there is no discount for spouses and/or dependents to be
covered on the same plan. There is the convenience of one bill or debit to
your bank account if you are all covered together, but sometimes you may
be better off to have two + different type of plans. Sometimes there may
be a household discount on certain plans with certain companies.

Contact your local agency today for a full description of all that's available to
you!

Don't just be driven by price

North Carolina Health Plans — Mon, 28 Mar 2011 17:32:00 GMT
Don't let price be the only consideration when making your insurance choices.

You should also think about the product benefits. You want to make a choice that's right for you.

For instance, you can pay a high dollar premium for a health insurance plan (individual or group) that has a doctor copay but if you only go to the doctor for a check up you may fare better getting a plan without a doctor copay and/or an HSA high deductible health plan.

When thinking about Medicare products, you'll want to think about whether or not you want the freedom to go to any doctor or hospital that accepts Medicare or if you'd prefer using a network or PFFS network (in Caldwell County, NC) with a Medicare Advantage plan.

You may need something temporary for individual health coverage if you're changing jobs or moving to a new location or just out of school. In that case, Short Term Health may be your answer.

A professional insurance agent offering such products can advise you as to your best options.

Are you wearing green today?

North Carolina Health Plans — Thu, 17 Mar 2011 15:30:00 GMT
Have a safe and fun St. Patrick's Day today!
http://www.history.com/topics/st-patricks-day

Individual Health for Small Groups and Dependents

North Carolina Health Plans — Thu, 24 Feb 2011 20:39:00 GMT

Individual health plans can be more affordable for small businesses than having a group plan. It depends on the type of coverage selected (benefits such as deductible, etc.). In some cases, a business check can be used to pay for the premium even if it's a group plan.

Dependent coverage is often much cheaper on an individual health plan or even HSA health plan depending on the health conditions (if any). Dependent coverage tends to run high on small group plans.

There are a lot of affordable ways to keep your coverage costs manageable. Products available include Individual Health, HSA high deductible health plans, Short Term Health and Medicare Supplements or other Medicare Products.

Contact us today for a free quote comparison. No obligation.

We support Wear Red For Women Day

North Carolina Health Plans — Thu, 03 Feb 2011 21:12:00 GMT

Go Red For Women

We're supporting Go Red For Women Day
February 4, 2011.

February 4th is National Wear Red Day

Heart disease is still the #1 killer of women.
You can help fight heart disease by wearing
the Go Red For Women sticker and making
a donation. From the American Heart
Association.

Support our Go Red For Women Team

We're now on foursquare

North Carolina Health Plans — Wed, 02 Feb 2011 20:04:00 GMT
You can now find us - Bush and Associates - on foursquare
http://foursquare.com/venue/16595247

Need a dental check up?

North Carolina Health Plans — Mon, 31 Jan 2011 20:18:00 GMT
Need DENTAL coverage?

Did you know regular check-ups and daily dental care
are important to your overall health?

With Dental coverage, check-ups and cleanings are
covered right away with no waiting periods! Basic
and Major services covered too -- fillings, bridges,
dentures, etc.

Contact us today for a free quote!
Absolutely no obligation!

Need Group Benefits?

North Carolina Health Plans — Tue, 07 Dec 2010 02:46:00 GMT
Need group health coverage for your employees?

Would you like to learn more about the major medical products we offer? Or maybe you already have group benefits in place and would like to see a cost comparison of other choices.

There are a variety of available options that include a doctor copay, specialist copay, Rx card with prescription copays, hospital coverage (inpatient, outpatient), Emergency Room coverage or copay, etc.

High Deductible HSA plans also available. You can add optional Dental or Disability benefits too.

Contact us today for your free quote comparison! There is absolutely no obligation.

We will participate once again in Lee National Denim Day

North Carolina Health Plans — Tue, 28 Sep 2010 19:52:00 GMT
Welcome to our team! We’re gearing up to wear denim on October 8, 2010,
in exchange for a $5 donation to the Women’s Cancer Programs of EIF to
support the fight against breast cancer. We invite you to join our team
or make a donation.

One in eight women will be diagnosed with breast cancer in her lifetime.
That’s a startling statistic. But since 1996, Lee National Denim Day® has
raised nearly $80 million for the fight against breast cancer ... $5 at a time.

On Denim Day®, Oct. 8, our team has pledged to wear jeans and each
donate at least $5 to the Women’s Cancer Programs of the Entertainment
Industry Foundation. We hope you will join us.

http://www.denimday.com/team_page.aspx?tid=222180

Having an agent won't cost you more premium

North Carolina Health Plans — Fri, 17 Sep 2010 18:24:00 GMT
Think you don't need an insurance agent to navigate the murky insurance waters?

Think again.

You don't pay more to go through an agent for life and health products. But you get the expertise of a professional agent close to home who has your best interest at heart.

You can also avoid hanging on the phone at an 800# or searching online. You can call a local number or sit across the desk from a real person for assistance with your coverage.

You may think you're getting a bargain to go direct but you'll be missing out on personal service when (not if) you need it. Plus the cost is the same!

The factors now that determine healthcare costs are age, where you live, type of coverage you select, health conditions if any, smoking if any, etc. The final premium is not determined by the agent or whether or not your purchased your policy direct.

You don't save anything to go with an agent from the other side of the state either!

We provide complimentary service with the policies we offer. Give us a try today.

Our Customer Service Rep gets married!

North Carolina Health Plans — Wed, 21 Jul 2010 20:34:00 GMT
Our Customer Service Representative, Laurissa, has just gotten married.
It was a beautiful outdoor ceremony and the wedding party looked so nice.
Congratulations, Laurissa!

As Customer Service Representative here at Bush and Associates, Laurissa
assists customers with general administrative issues, billing or claims
problems and other things such as employee benefit quotes, etc.

Offering Medicare Supplements, Other Medicare Products, Dental,
Individual Health, HSA Individual Health, Disability, Short Term
Health, Employee Benefits and More! Contact us today for your
complimentary quote. There is absolutely no obligation.

My NC Health Plan

Shopping around for insurance

North Carolina Health Plans — Thu, 03 Jun 2010 19:37:00 GMT
With today's economy a lot of folks like to shop around for items they buy or even bargain shop. That's always a good idea.

With insurance you can shop around, but because it is not a tangible item like say a grill or a lawn mower, etc., you have to keep in mind that you are buying a coverage plus service. You want to make sure you go with an insurance company (that's the company that actually writes the policy) that will be around when you need or use the coverage and that will cover your claims or benefits whatever they may be. Bottom dollar pricing may not provide the coverage you need when you actually have to or end up using it.

A lot of folks have the misconception that an insurance agency sets premiums. The premiums are set by the insurance companies. Whether you buy at a local agency or direct from the company online or over the phone the premiums are the same. Some products such as individual health may base their final rates on underwriting. With products like medicare supplements the premiums are based on age and plan selected and/or gender or tobacco use depending on the insurance company.

Once you have the coverage, the rates generally stay the same for certain length of time depending on the effective date.

So when you are shopping around check with your local insurance agency. Whether you check with us at Bush and Associates or another local agency be sure to get the full facts and information you should have to go with a coverage and a company that will be there when/if you need them and that works with the doctors/hospitals you want to see (if it's a health insurance product). Plus when you go with a local agency like us should you need assistance we are ready to help you.

You can return a grill or lawn mower or even exchange it, but when you have a need to use your insurance product and you don't have adequate coverage or the coverage you thought you had, you may not be able to make a change.

Check with us today! Quotes and information are free with no obligation. Email: Bush and Associates

Medigap Information and New Plan Changes June 1, 2010

North Carolina Health Plans — Wed, 21 Apr 2010 18:06:00 GMT
If you are on Medicare or going on it, did you know it may not always pay all of your health care costs due to coverage gaps. Medicare Supplement plans also known as Medicare Supplemental insurance are something you may want to consider purchasing to fill in those gaps. Medigap plans help cover deductibles, coinsurance, and for some care that Medicare does not cover.

The Federal Government has announced changes to the standard Medicare Supplement plans that will take place on June 1, 2010.

New plans are M and N. Plans E, H, I and J will no longer be offered. Plan G will increase the benefit for Part B Excess Charges to 100%. Hospice Part A coinsurance will be a core benefit in all plans.

These changes will not affect the Medigap plan you already have or purchase before June 1, 2010. You can keep the plan you already have as long as you pay the premiums. Your benefits will remain the same. You don't need to buy a new plan unless you want to make a change.

If you are new to Medicare and have Part A and Part B you can choose one of the new policies. The best time to sign up is during open enrollment for Medigap plans which is 6 months beginning when your Part B becomes effective.

You can call Medicare toll free at 1-800-633-4227 for more information.

For a free Medigap quote for Medicare Supplement plans please give us a call at (828) 754-2601 or email Email us for your FREE quote!

There is absolutely no obligation! Quotes are always FREE.

We also provide FREE complimentary service to our policyholders. Enjoy local hometown service!

My North Carolina Health Plan